Email Address: Password:
Robert Culbertson – Principal
p: 704.334.2700 ext 303
f: 888.375.5475

Bob Culbertson conducts his business life based on a simple philosophy:
"The clients' interests come first; when we put clients first,
the business takes care of itself."

For almost four decades Bob has worked with high net worth individuals and their advisors to provide them with the strategies that help meet their financial needs. He believes The Morehead Group reflects that business ethic.

Bob is dedicated to his clients and brings personal, business and educational experience to them. They and their advisors can benefit from his depth of knowledge and his access to a broad array of quality resources and services.

Bob graduated from Auburn University in 1954 with a degree in Mechanical Engineering and a Navy commission. After serving in the Navy for three and a half years, he entered the University of North Carolina at Chapel Hill where he earned his MBA.

In 1962, Bob moved to Charlotte to work for a factoring company. He entered the life insurance business in 1966 with Pilot Life. In 1971, Bob joined Adon Smith and formed Smith, Culbertson, Gilley, Hubbard, Inc. In 1977, he became a General American agent and, in 1988, the corporate name was changed to The Morehead Group. He joined Partners Group (now National Financial Partners, Corp.) in 1992.

On a local level, Bob has been active in both the Republican and Democratic parties, served as an organizing director of two community banks that were subsequently merged with larger ones, was elected to the Charlotte-Mecklenburg School Board, and has been a director of various arts and civic groups. He and his wife Peggy are avid art collectors and Bob is an accomplished amateur potter. They have four children and ten grandchildren.

Bob is a Registered Representative with NFP Securities, Inc.